Exploring personal finance and investing
If you are a non-US person and receive US income such as interest, dividends, and/or annuities from the US, then you will be subject to a 30% withholding tax on the gross amount. If you invest in US-listed shares in an ISA for example, the W-8Ben form can help you slash the withholding tax in … Read More “W-8Ben Form, How To Cut Tax When Investing in US Shares” »
The Financial Conduct Authority (FCA) which regulates the financial services industry in the UK, has authorised Klarna to offer regulated payments and credit services. Who is Klarna? Klarna Bank AB is a fully licensed Swedish Bank. It currently operates under the FCA’s Temporary Permissions Regime (TPR). As the TPR is due to expire on 31 … Read More “Klarna to Offer FCA Approved Payment and Credit Services” »
The pink tax is a term used to describe gender-based price differences where women pay more for products and services which are directly marketed to them compared to similar products and services for men. It is not a government tax. “The pink tax is not a one-time injustice. It’s an insidious form of institutionalized discrimination that … Read More “The Pink Tax, A Challenge for Women” »
According to the BBC, eight out of ten companies are paying men more than women. There is a 40.5% difference in pension income for women compared to men representing an annual £7,100 shortfall. Women need to take charge of their money now so that they can invest and secure their financial future. Barriers to Women … Read More “Why Women Need to Take Charge of Their Money Now” »
Despite the cost of living crisis, thousands of Brits are borrowing to buy cars using car finance. According to the Finance and Leasing Association, in the 12 months to August 2023, consumers used car finance to buy the following: New Cars: £16,777m in advances were provided to consumers to buy 650,234 cars. Used Cars: £22,427m … Read More “Buying a New or Used Car? Your Car Finance Options” »
The cost of living in the UK continues to bite. Many people are cutting out things like smoking to save money. However, you can’t cut out something like food. You’ve got to eat! Here are 25 ways you can cut your shopping bill. How To Cut Your Shopping Bill 1. Using Apps to Compare and … Read More “25 Ways To Cut Your Shopping Bill” »
